New HDFC Bank Credit Card Rules 

— the knowledge tips

CHINTAN

CREDIT-GOOGLE 

Certain transactions will now earn fewer reward points, affecting how cardholders accumulate benefits. 

Reward Points 

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The new rules limit reward points on categories such as rent payments, wallet reloads, and more. 

Affected Transaction Types 

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HDFC Bank aims to align its reward structure with industry standards and manage costs efficiently. 

Reason for Changes 

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Transactions like rent payments via credit card will earn reduced points, affecting regular users. 

Specific Limitations 

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Customers need to be aware of these changes and adjust their spending habits accordingly to maximize benefits. 

Cardholder Response 

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Consider using other payment methods for transactions with limited points to optimize rewards. 

Alternatives for Rewards 

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The revised reward points policy will be implemented from August 1, 2024, impacting all HDFC credit card users. 

Effective Date 

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HDFC Bank has communicated these changes to its customers via emails, SMS, and official notifications. 

Communication from HDFC 

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